liability insurance

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liability insurance

Postby Sandyolmt on Wed Jan 04, 2006 3:14 pm

My liability insurance has just expired with the AMTA, but I do not want to go with them this time. What other options are there?
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Postby sagetherapist on Wed Jan 04, 2006 4:00 pm

Look at www.massagemag.com. They have a good policy with Jones & Mitchell. If you just want insurance, but don't need an affiliation, etc, they are great.
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Postby Sandyolmt on Wed Jan 04, 2006 4:39 pm

Hi Jill, so nice to hear from you. I have actually gone with that company before the AMTA. I could not remember the name, and I think that's it. Thanks so much. Hope business and family are well Happy 2006!
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Postby JMcColleyLMT on Wed Jan 04, 2006 7:23 pm

I have ABMP and like it so far, havn't had any problems yet, also haven't even had it for a year yet.
Get a lot of free stuff, massage mag, free e-mail, and free web site which i am still working with, they get back to you quick if you have any questions... and a free site to get your name out there if someone is looking for a MT.

Hope this helps... www.abmp.com

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Depends on if you need AIs

Postby RelaxandRejuvenate on Thu Jan 05, 2006 12:25 pm

Most of the discount policies charge $20+ for each Additional Insured.

If you work for several places, or change jobs often, it will be cheaper in the long run to go with ABMP
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insurance

Postby Alabaster on Wed Jan 21, 2009 3:04 pm

Hi there,
In the past, I had insurance through the AMTA. I really liked everything that came along with it and would love to go back however, I need coverage for my infrared sauna. The AMTA does not yet provide coverage for this. When I bought my infrared sauna I switched my liability insurance over to IMA Group, they charge $199. I was recently informed that they no longer cover stone massage, which I include in every massage. So now, I am looking for liability insurance which covers massage, infrared sauna, and hot stones. This has not been easy. The American Massage Council is saying they will have this in Feb. for an additional charge but I am unsure they will complete everything in time for me to be covered. I need to renew by Feb. 1st and really dislike signing up when they cannot gaurantee coverage. Their prices are good if you do not need infrared or stone coverage. It cost $149 to cover your business and property. ABMP sounds really good, but they do not cover the sauna as of yet. If anyone knows of any liability insurance that covers massage, infrared sauna, and hot stones, please let me know who they are! Thanks
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Postby JLWmassage on Tue Apr 07, 2009 3:59 am

I just joined

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Re: liability insurance

Postby ALMT on Mon Jun 08, 2009 11:25 am

Too late for your decision, but as of this writing, ABMP now covers hot stones and cupping. No mention of sauna...
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Re: liability insurance

Postby JasonE on Wed Jun 17, 2009 10:43 pm

BackCountryMassage wrote:Too late for your decision, but as of this writing, ABMP now covers hot stones and cupping. No mention of sauna...


These are also covered by AMTA.
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Re: liability insurance

Postby tflores21 on Thu Dec 10, 2009 1:19 pm

IMA (International Massage Association) covers FIR sauna! I just called and verified.
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Re: liability insurance

Postby JLWmassage on Wed Jun 09, 2010 11:05 am

http://www.massageliabilityinsurancegroup.com/

This is a new one through Massage Mag.
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Re: liability insurance

Postby Timedess on Wed Jun 09, 2010 1:55 pm

I recently found out that ABMP offers a spouse discount of $70 off if both spouses are members. This came as a very nice surprise for us, as we both had to renew this year during a somewhat touchy financial circumstance! ABMP also covers equine massage, in case anyone ever wonders. Until the value of the horse gets "up into the millions", I've been told.
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Re: liability insurance

Postby Taoist on Thu Sep 23, 2010 1:44 pm

Timedess wrote:I recently found out that ABMP offers a spouse discount of $70 off if both spouses are members. This came as a very nice surprise for us, as we both had to renew this year during a somewhat touchy financial circumstance! ABMP also covers equine massage, in case anyone ever wonders. Until the value of the horse gets "up into the millions", I've been told.


Does that still apply if one spouse is getting the student rate?
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Re: liability insurance

Postby JasonE on Thu Oct 07, 2010 9:22 pm

tflores21 wrote:IMA (International Massage Association) covers FIR sauna! I just called and verified.


IMA is going out of business. Do NOT try to get coverage with them. Details here: http://www.massagetoday.com/mpacms/mt/a ... p?id=14284
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Re: liability insurance

Postby tflores21 on Fri Oct 08, 2010 6:33 am

Yes, IMA is out. Now I'm trying to find coverage for my far infrared sauna.
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Re: liability insurance

Postby LMTyogini on Tue Jan 11, 2011 10:58 am

I went with the Massage mag liability insurance because they also cover my yoga classes :) I also verified with that they do cover Ashiatsu Oriental Bar Therapy which is one of my primary modalities. It cost me $10 extra dollars per additional insured. By far the best option for me since I don't need an extra insurance to cover teaching yoga anymore.
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Re: liability insurance

Postby Nordic1 on Sun Jan 23, 2011 9:10 pm

JLWmassage wrote:http://www.massageliabilityinsurancegroup.com/

This is a new one through Massage Mag.

Thanks for posting this link. My IMA liability insurance expires next month and I decided to get get a new policy with Massage Magazine Insurance Plus.
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Re: liability insurance

Postby JasonE on Wed Jan 26, 2011 11:10 pm

tflores21 wrote:Yes, IMA is out. Now I'm trying to find coverage for my far infrared sauna.



Have you tried contacting the FIR sauna manufacturers/distributors about where you can find appropriate liability coverage? You could also contact your business liability insurance agent for guidance.
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Re: liability insurance

Postby JLWmassage on Fri Mar 11, 2011 1:17 pm

JLWmassage wrote:http://www.massageliabilityinsurancegroup.com/

This is a new one through Massage Mag.



I thought I would let you all know that Massage Magazine called me to that me for posting this link here. So I though it was really great for them to take the time to do that
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Re: liability insurance

Postby Pete on Thu Apr 07, 2011 6:49 pm

medic wrote:my lawyer advised me not to carry insurance.

Don't have much except house which can't be touched.

If have nothing, lawyers get nothing so don't take cases.

Know a few docs that are also going this way


Good luck with that - I'll keep my ABMP coverage current.
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Re: liability insurance

Postby Pete on Fri Apr 08, 2011 5:18 am

medic wrote:But again, lawyers take cases not to benefit the client, but to make money.


Isn't that the same reason why everyone works? (Unless of course you're independently wealthy...)
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Re: liability insurance

Postby Timedess on Fri Apr 08, 2011 10:50 am

Taoist wrote:
Timedess wrote:I recently found out that ABMP offers a spouse discount of $70 off if both spouses are members. This came as a very nice surprise for us, as we both had to renew this year during a somewhat touchy financial circumstance! ABMP also covers equine massage, in case anyone ever wonders. Until the value of the horse gets "up into the millions", I've been told.


Does that still apply if one spouse is getting the student rate?


So sorry! I missed this question...

No, I do not believe that discount applies if one spouse has only the student membership. I did not discover the spousal discount until after we were both out of school, so was not in that position. Sorry!
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Re: liability insurance

Postby JLWmassage on Fri May 27, 2011 10:30 am

http://www.alternativebalance.net

Here is another place I found today
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Re: liability insurance

Postby JLWmassage on Fri Oct 14, 2011 4:04 am

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Re: liability insurance

Postby Lalo on Fri Jun 28, 2013 8:38 am

So the one good thing I have gathered from all the posts so far is there are now more insurance options than ever. This however complicates things when shopping around. I work for a company called The Bodywork Insurance Program and we offer the most affordable, comprehensive policies to massage therapists and other bodyworkers. We are not affiliated with any associations, and for that reason, we can keep our costs a lot lower. We offer full coverage for professionals at $99 and for students at $67. If you compare us to other providers, you will recognize quickly that we have really high limits that you don't have to share them. Give us a call or visit our website for more information.

http://www.insurebodywork.com
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