I'd like to revive this thread, since none of the other ones on this topic are recent (most are *4* years old!). I've been a member of the AMTA for two years, but my membership is up for renewal and I'm considering switching to the ABMP. I've heard grumblings about some of the policies pushed by the AMTA and am not sure I agree with enough of their agendas and legislative actions.
I'm interested in these (and possibly other) organizations for more than insurance/liability coverage. But to that end, today on the AMTA site they say, "Up to $6
,000,000 in aggregate coverage annually " (NOT $10 Mil). In light of the last post, I called the AMTA and spoke to their insurance department. That $6 Mil is indeed SHARED among all members buying into the liability insurance. Not so great.
I just got off the phone with the ABMP and their coverage is $9,000,000 aggregate PER PERSON annually (per their site, "$3 million professional liability (malpractice), another $3 million general liability (slip and fall), and yet another $3 million products liability (for example, adverse reaction to a lotion). And these coverages protect you no matter where – or how many places – you work.") This is definitely better than the AMTA at present.
Both associations offer discounts on health insurance, something many of us pay for out of pocket. ABMP works with Association Health Programs 888-450-3040 http://www.associationpros.com/
. AMTA goes through http://www.healthinsurance.com/
. Clicking through your AMTA account to their affiliate gives the rates applicable to you. AMTA also offers discounts on:
* Accidental Death & Dismemberment
* Auto/Homeowner’s Insurance
* Catastrophic Major Medical
* Emergency Assistance Plus
* Group Term Life
* Short-Term Medical
* Term Life Insurance Comparison Shopping
Anyone know if the ABMP offer similar discount services?
I'm also interested in the quality of publications (AMTA = just okay), info on the web site (AMTA = only so-so web site, info is so-so too). Provider listings at AMTA are pretty good, but don't allow for working at multiple locations, which many of us do. ABMP listings (also got this out of the phone conversation) start with a primary address, but also allows members "referral" addresses to cover all the places they work.
So far, I'm leaning towards the ABMP this time around. Anyone have anything to add? Opinions based on your experiences?